Mir Faisal was born in India.  When he was 12 years old, he and his family moved to Fairfax Virginia.  After graduating from Herndon High School, he attended the University of Tennessee, earning a Bachelor’s Degree in Business Marketing.  He has been in the financial services industry for 35 years, and established his own company, A & A Financial Solutions in 2002.  His focus is serving retirees with safe retirement planning.  Mir serves numerous clients throughout Georgia, where he resided for many years. In 2017 Mir and his wife Beth moved to Stuart, Florida.   Since that time Mir has been able to successfully help clients throughout Florida as well as Georgia.  Mir has 2 children, Aaron age 25 and Alyssa, age 20.  

Cherese L. Spand has thrived in the financial
services industry for over 16 years.
She attended Mercy College in Dobbs Ferry NY.
Her corporate experience along with her
secular experience has moved her to educate
her clients in the areas of Insurance, Tax free
Retirement Planning and Asset Protection.
Cherese’s unique skill set and determination
has set her apart in the Financial Services
arena. Her focus is educating women and

small business owners on the
importance of having a solid financial blueprint. That will prepare them to be Savvy, Healthy & Empowered. 
Cherese is a member of Rotary International.
She sits on the Executive Board for Monroe
County Women’s Commission, And the
Diversity Council for the LKN Chamber of
Commerce. She won Twilight Rotary
Distinguished Rotarian of the year for 2018-2019

Cherese L. Spand has thrived in the financial
services industry for over 16 years.
She attended Mercy College in Dobbs Ferry NY.
Her corporate experience along with her
secular experience has moved her to educate
her clients in the areas of Insurance, Tax free
Retirement Planning and Asset Protection.
Cherese’s unique skill set and determination
has set her apart in the Financial Services
arena. Her focus is educating women and

small business owners on the
importance of having a solid financial blueprint. That will prepare them to be Savvy, Healthy & Empowered. 
Cherese is a member of Rotary International.
She sits on the Executive Board for Monroe
County Women’s Commission, And the
Diversity Council for the LKN Chamber of
Commerce. She won Twilight Rotary
Distinguished Rotarian of the year for 2018-2019

Cherese L. Spand has thrived in the financial
services industry for over 16 years.
She attended Mercy College in Dobbs Ferry NY.
Her corporate experience along with her
secular experience has moved her to educate
her clients in the areas of Insurance, Tax free
Retirement Planning and Asset Protection.
Cherese’s unique skill set and determination
has set her apart in the Financial Services
arena. Her focus is educating women and

small business owners on the
importance of having a solid financial blueprint. That will prepare them to be Savvy, Healthy & Empowered. 
Cherese is a member of Rotary International.
She sits on the Executive Board for Monroe
County Women’s Commission, And the
Diversity Council for the LKN Chamber of
Commerce. She won Twilight Rotary
Distinguished Rotarian of the year for 2018-2019

Cherese L. Spand has thrived in the financial
services industry for over 16 years.
She attended Mercy College in Dobbs Ferry NY.
Her corporate experience along with her
secular experience has moved her to educate
her clients in the areas of Insurance, Tax free
Retirement Planning and Asset Protection.
Cherese’s unique skill set and determination
has set her apart in the Financial Services
arena. Her focus is educating women and

small business owners on the
importance of having a solid financial blueprint. That will prepare them to be Savvy, Healthy & Empowered. 
Cherese is a member of Rotary International.
She sits on the Executive Board for Monroe
County Women’s Commission, And the
Diversity Council for the LKN Chamber of
Commerce. She won Twilight Rotary
Distinguished Rotarian of the year for 2018-2019

Cherese L. Spand has thrived in the financial
services industry for over 16 years.
She attended Mercy College in Dobbs Ferry NY.
Her corporate experience along with her
secular experience has moved her to educate
her clients in the areas of Insurance, Tax free
Retirement Planning and Asset Protection.
Cherese’s unique skill set and determination
has set her apart in the Financial Services
arena. Her focus is educating women and

small business owners on the
importance of having a solid financial blueprint. That will prepare them to be Savvy, Healthy & Empowered. 
Cherese is a member of Rotary International.
She sits on the Executive Board for Monroe
County Women’s Commission, And the
Diversity Council for the LKN Chamber of
Commerce. She won Twilight Rotary
Distinguished Rotarian of the year for 2018-2019

My primary goal as a Financial Planner – Certified Financial Fiduciary is always to place my client’s best interest first. I will always exhibit a conduct that will exemplify Loyalty, Good Faith and Good Care to you and your assets. You will encounter the utmost professionalism from our interactions. During these interactions, I will seek to better understand your financial goals and needs. Together, after conducting a thorough analysis, I will enable you to better understand what you own or will own. If thereafter, recommendations for change are needed, I will always employ full disclosure of all terms and fees. I utilize a holistic approach that considers all aspects and factors that affect your circumstances. Recommendations will include pros as well as cons! Confidentially of our conversations and your records are received by me with the highest regards to your privacy.  Finally, after proceeding in this strategic direction, you will be capable of better assessing your future risks in a transparent pathway outlined to you. Strategies will typically include a combination of Investments and Insurance. Concepts utilized will involve Retirement Planning, Risk Management, Estate Planning. Most importantly, I will be a sounding board for all your financial concerns moving forward.

I have 37 years of experience in the Financial Services Industry. Aside from being a Certified Financial Fiduciary,  I hold the designations of Financial Planner, Chartered Retirement Planning Counselor [CRPC(r)], My licenses include being a General Securities Registered Principal, General Securities Sales Supervisor,  Registered Options Principal and Investment Advisor. I am also a FINRA Arbitrator and Mediator spanning 26 years.

Currently licensed to sell insurance in: NY, NJ. CT. Regarding security sales, I'm licensed in: NY, NJ, CT. FL and PA and MD. If necessary, I can get registered in any of the 50 states.

Brian Walsh, Jr. joined Walsh & Nicholson Financial Group in 2017 to bring a new age of trusted, prudent and holistic financial planning to individual clients, businesses, and Group 401(k), 457 and 403(b) plans.  As a fiduciary, Brian believes that every decision that is made should be in his client’s best interest. He works diligently with his clients, understanding their needs to help build a custom financial plan for their individual goals. 

Before joining Walsh & Nicholson Financial Group, Brian spent five years with Lincoln Financial Group.  Brian lived in San Francisco, California, where he was responsible for implementing Lincoln’s retirement income strategies for high net worth clients. 

While at Lincoln, and through his work in retirement planning, Brian noticed a need for better group 401(k) plans and 457 governmental plans, as well as better financial wellness tools for employees of those plans. Now, Brian works with employers to design plans for their individual businesses while reducing plan fees. Brian also designed the new Walsh & Nicholson website to be a comprehensive financial planning resource for employees and individual clients. 

Brian received his MBA in Finance from Syracuse University and his Bachelor’s Degree from Cabrini University. He holds series 65, 7, 6, 63 and Life Accident & Health insurance licenses.  Brian is a Certified Financial Fiduciary (CFF) and Certified Funds Specialist (CFS). Prior is also working towards completing his Certified Financial Planner (CFP) Designation. 

Prior to his career in Finance, Brian was a police officer in Prince William County, Virginia. Brian was nominated as squad leader by his peers and led responses to high risk calls and warrant services. He was twice nominated for officer of the month; once for tracking down and apprehending the suspect of a kidnapping, and for his work on domestic violence cases. 

Brad Bishop received his Bachelors of Science in Marketing from Messiah College. Brad holds his series 6, 63, and 65 license. In addition to being a Certified Financial Fiduciary he is also a Dave Ramsey SmartVestor and a Certified Bucket Plan Advisor.  Before working at AZT Financial, he worked as a Brand Manager at Clemens Food Group and a Branch Manager at Univest Bank.  Brad resides in Harleysville with his wife Elissa, and 3 children, Keira, Nolan, and Brynnlee. Brad attends church at LCBC and serves on the board of Ancora Spero and Indian Creek Foundation. He also enjoys hunting, trail racing, playing sports with friends, and rooting for the Eagles, Sixers and Phillies.

As a seasoned financial services advisor, Charles H. Wilson works diligently alongside his diverse array of clients to helpt them identify, progress toward, and achieve their most meaningful financial goals. Currently, Charles heads Ethonomic Solutions, in partneship with Davis & Davis Planning. His firm provides a wide range of personal financial services, including financial analysis, retirement planning, individual life and health insurance, estate planning, disability income protection, college funding, and assistance with estate planning and equity investments. For business clients, he offers a comprehensive and cost-effective selection of pension plans, retirement plans, and profit-sharing programs. He is licensed by the National Association of Securities Dealers and earned the distinction of being a Life Underwriters Training Council Fellow. 

Prior to bringing his talents to the financial services industry, Charles had a distinguished career as an officer in the U.S. Air Force. Through drawing on his experiences in the armed forces, as well as his later professional experience as a cheif finance officer, personnel manager, training manager, vice chairman, of Cameron Station Credit Union, and entreprenuer, Charles leverages his unique abilities to connect clients' financial goals with strategies that will  position them for success. For his professional achievements, since 1990, Charles has been listed in Who's Who In the Finance and Industry. 

Charles' commitment and service to his community is also commendable. He has been a proud resident of Alexandria, Virginia for over 20 years and advocated on behalf of the city's children, teachers, and parents as a chairman of the Washington Area Boards of Education and as an elected school board member. In the role of vice chairman of the Northern Virginia Hotline, now Crisis Hotline, he worked to strengthen the organization's ability to serve the region's most vulnerable residents. He is also an active member of Omega Psi Phi Fraternity, Inc. As a respected speaker, he has led workshops on numerous topics related to financial sercurity and career success. 

Charles earned a bachelor's degree in business administration from the Univeristy of Maryland, and an MBA from Webster University. He is also a graduate of the Industrial College of the Armed Forces.