Finding a financial professional you can trust is key to achieving a successful retirement.
Certified Financial Fiduciaries® (CFF) are sworn to uphold the highest moral, ethical and fiduciary standards of service when providing advice to potential or existing clients. By choosing to work with a Certified Financial Fiduciary® you can be confident that your best interests will always come first!
Steven V. Wise MBA, IAR, Certified Financial Fiduciary (CFF)
For 23 years, the footprint of Steven Wise, and later Beacon Associates has been huge in the Northwest Ohio area. Initially founded on healthcare for small business owners and those self-employed, a book of over 4000 clients and families were generated. Later financial and benefit planning for Veterans and surviving spouses was added, over 3000 were assisted to help endure the cost of long-term care and still pass on a legacy. The backdrop of Steven and Beacon Associates has always been education.Steven educates families on retirement issues such as Medicare, Social Security Maximization, income planning and tax planning. The client and their families, always come first in his world, beginning with education, which allows them to make the best choices for themselves and obtain long term individual and family goals.Family has always been number one to Steven and his wife Rhonda.She is Vice President of Beacon Associates and one half of the Medicare Diva’s. Rhonda and Steven have 5 children and 10 grandchildren. Their son Quinten, a licensed attorney is joining the firm as it continues to expand.
After spending 21 years in the Marine Corps defending his country, Ken Catledge embarked upon his career in the financial services industry, graduating with his first designation as a Fraternal Insurance Counselor Fellow (FICF) in 2005. He quickly discovered that working as a financial advisor tapped into the core values that he had dedicated his life to integrity, trust, and service. Rapidly expanded his education, adding a second designation as a Life Underwriter Training Council Fellow (LUTCF), third designation as a Retirement Income Certified Professional® (RICP®) in quick succession, and his fourth designation as a Certified Financial Fiduciary®.He is a member of the National Association of Insurance and Financial Advisors and served as President from 2012-2014 in Knoxville, Tennessee, and a member of the Society of Financial Service Professionals, and National Association of Certified Financial Fiduciaries.
Ken believes that interpersonal communication and exceptional customer service is the foundation of a meaningful client-advisor relationship. He treasures the opportunity to get to know his clients over years of partnership and to celebrate with them as they hit significant life accomplishments: buying a home, expanding their family, and putting their hard-earned money to work to enjoy a fruitful retirement. He is excited to put his experience to work, helping more families pursue financial stability!
As a Certified Financial Fiduciary®, Ken will learn what makes you unique and work with you to tailor solutions based on your financial goals.
Ken lives in Maryville, Tennessee and is married to Angela, and they have three sons Adam, Ryan, and Cory, and two grandchildren Oliver and Boone.He enjoys volunteering at the Blount County Children’s Advocacy and spending time with his family on the lakes of East Tennessee, traveling, golfing, cooking, and reading.
As an Investment Adviser Representative, Brian is a comprehensive wealth manager specializing in working with professionals and retirees. He has helped clients with wealth management and advanced estate planning for over 16 years across 12 states he is licensed in. Brian believes strongly in Pro-Active Portfolio Management and clients knowing their risk tolerance, so we can create your own plan around that specifically. Brian and his team take a holistic approach in working with clients to create the retirement plan best suited to them individually. He helps them avoid the threat of running out of money during their retirement years, pay for health care and long-term care costs, as well as reduce unnecessary risk with investments. Brian realizes that things will change, not only with the personal lives of clients, but also how the financial world innovates or moves in different directions. Therefore, he stays on top of current financial trends and helps clients build flexibility into their retirement plans. This approach goes beyond just setting the foundation for their financial futures; it also allows them to more readily adjust when needed. He is a Wisconsin resident servicing clients in 12 states and enjoys the travel to be able to sit with his clients regulalry. Brian is also an Army Veteran of 7 years, and is married to his beautiful wife, Rebecca. They have 4 kids that keep them young and active with sports and theatre programs.
Tim Whisler is the president and founder of The Whisler Agency, an independent and comprehensive retirement planning firm.
The mission statement is “to provide retirees and soon-to-be- retirees with a greater sense of confidence about their retirement plan.”
Tim graduated from Illinois State University with a Bachelor of Science degree in Economics. He holds the Chartered Retirement Planning CounselorSM designation which means he has the experience and knowledge for effectively evaluating your financial situation and designing the optimal retirement plan for your lifestyle.
Tim also holds the Certified Financial Fiduciary® designation which demonstrates that his recommendations are always to put client’s best interest first. As a Certified Financial Fiduciary®, Tim is bound by the CFF code of conduct which holds him at high standards of professionalism. Both designations require continuous education, so Tim stays current with content and resources that benefit his clients.
A dynamic speaker and respected professional, Tim has delivered presentations on myriad financial planning topics including Social Security maximization, retirement income creation and Medicare planning. Since 2006, he has focused on providing Medicare beneficiaries with information and education. He has been heard on AM1470 WMBD and has been published locally in The Marketeer, as well as nationally on Fox Business.
On a personal note, Tim and his wife Ronda are lifelong Central Illinois residents. They make their home in Morton along with their two songs. In addition to being a wonderful wife and mother, Ronda serves the community as a registered nurse.
Brenda Oldham is the CEO/ Owner of RAM Insurance & Financial Services located at 141 N. Milford Road, Ste. 101 in Highland, MI. Along with her value, integrity and expertise, Brenda is an independent financial advisor with the freedom to offer unbiased financial advice. In addition to providing her clients with knowledgeable advice to ensure their financial goals are achieved, Brenda Oldham presents her clients with the up-to-date technology and financial research to provide a satisfying professional experience. The integrity of Brenda and the staff is reassuring to their customers and results in 100% client satisfaction.
RAM Insurance & Financial Services offers a variety of products and services; including retirement and education plans, IRA’s, 401K, Life Insurance, Long Term Care, Medicare Supplements, Mutual Funds, Professional Money Managers, tax management, distribution strategies, auto, home, commercial, workers compensation, liability insurance and bonds.
Brenda Oldham, the CEO/Owner of RAM Insurance & Financial Services is a graduate of the University of Michigan school of business and obtained a Master of Science in Human Resource Management from Central Michigan University. She is highly accredited, receiving many awards, designations and licenses for her outstanding achievements.
She holds the following designations/certifications:
LUTCF- Life Underwriter Training Council Fellowship, Certified Senior Advisor, National Association of Certified Financial Fiduciaries.
Kristin Kalley, CPA, CFF Nelson Financial Planning 423 Country Club Drive, Winter Park, FL 32789 407-629-6477
Kristin Kalley is a Financial Planner and a Tax Accountant with Nelson Financial Planning, Inc. (NFP) and a FINRA Registered Representative with Nelson Ivest Brokerage Services, Inc. (NIBS).
Kristin holds a Series 7 Securities License with FINRA as a General Securities Representative and a Certified Public Accountant (CPA) license with the Florida Board of Accountancy. Kristin is a member of the American Institute of Certified Public Accountants (AICPA) and Florida Institute of CPAs (FICPA).
Prior to joining NFP, Kristin worked as a public accountant at RSM US LLP. Kristin primarily prepared tax returns for pass-through entities and high net worth individuals, with a focus on the real estate industry.
Kristin earned her Master's in Accounting, concentration in Taxation, from the University of Florida. Kristin graduated Magna Cum Laude from the University of Central Florida earning a Bachelor of Science in Accounting and Finance with a minor in Political Science.
With a myriad of changes occurring in our industry, a core attribute is adaptability. This is one of the key strengths of P.R.A.I.S. and of its' Principle Owner, Dana Gibson.
P.R.A.I.S is one of the premier Independent Retirement Planning Organizations/General Agencies in the nation. Dana has adapted to the changing needs of clients by enhancing services with full-service consulting based on a holistic, all facets approach to retirement planning & income. With his guidance and commitment to the industry, he’s driven innovation and best-in-class service on multiple fronts for nearly 1,000 clients across the United States. Dana's thought leadership is sought by many, and he frequently serves as a keynote speaker for insurance organizations, regulatory bodies and news media.
Dana is also a founding member of The Masters Institute as well as chapter president of the Society For Financial Awareness (SOFA).
Joe is a Certified Financial Fiduciary® with over 10 years in the insurance and financial services industry. He holds a BA from The Ohio State University in Communications and is a Bank On Yourself Authorized Advisor.In 2015 he started his own firm, Intelliplan Financial. His practice is dedicated to foundational retirement planning and teaches clients new strategies outside of the traditional retirement income planning box that stabilize and protect their financial futures. Joe strives to help manage any market volatility with the strategies provided so clients can feel confident and reach their retirement income goals.
Joe has helped his clients grow and preserve their wealth by helping them take control and reach their retirement income goals without taking unnecessary risks.
Joe is one of only 200 life insurance agents in the country who have successfully completed the rigorous training and continuing education requirements to become a Bank On Yourself Authorized Advisor. He was also inducted into the National Academy of Best-Selling Authors, as a co-author with Bank On Yourself CEO, Pamela Yellen, of the number-one Amazon best-seller, The Secret to Lifetime Financial Security.
Joe lives in the Columbus, Ohio area with his wife and two children, and has been practicing the principles of foundational planning since 2004.
My goal in starting my own firm has always been to help clients achieve their life goals. I understand all too well that your precious capital is an important component to achieving your goals in life. I started my firm because it allows me to focus solely on taking care of clients. There are no other agenda items based on the firm I work for. I work for my clients. You can learn more about me at www.romeroinvestment.com
Kevin brings over 13 years of experience as a licensed and trusted advisor to his clients. Kevin has a very robust understanding of the financial markets, and the vehicles to help achieve a vision while overcoming the obstacle in the way. His process driven belief is how he establishes long-term relationships to help his clients see their true vision. His areas of expertise include retirement planning, distribution planning, estate planning, and tax efficiency planning. He strongly believes that the distribution phase and the years leading up to it take a particular focus and expertise to accomplish the vision set out. He is very passionate about the families and businesses he serves and goals they rely on him to accomplish. Kevin has two boys Hudson and Harrison that are age 6 and 4, and enjoys spending his time with them.
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