Jeff has been teaching various Retirement Planning Courses for over 20 years. He has a passion for teaching and helping his clients reach their retirement goals. During his 28 years in the financial services industry, he has specialized in assisting clients preserve wealth, increase assets and income, and implement tax saving strategies. Jeff’s uses holistic planning that considers all aspects and factors that could impact his clients lives in retirement. This approach begins with client education and knowledge of all options for their specific situation. He helps his clients with a flexible type of retirement planning that acts in the client’s best interest and focuses on what is most important to them. Jeff Holmes is an Investment Advisor Representative (IAR) with Virtue Capital Management, LLC, a Registered Investment Advisory firm. Jeff is Series 66 licensed which is a securities license required by most states for individuals who act as investment advisors. The Uniform Investment Advisor Law Examination covers laws, regulations, ethics and topics such as retirement planning, portfolio management strategies and fiduciary responsibilities. He is also licensed in Life, Accident & Health, Disability and Property & Casualty Insurance which ensures that he is knowledgeable with general insurance concepts, insurance policies, provisions, and major tax considerations. Jeff also holds two certifications. He is a Certified Financial Fiduciary (CFF) and a member of the National Association of Financial Fiduciaries (NACFF).* He also has the Certified Estate Planner designation from the American Academy of Certified Estate Planners (AACEP).** He is active in his church and enjoys spending time with his family, exercising and playing tennis. His degrees include a Bachelor of Science degree in Civil Engineering Technology as well as a Master’s of Business Administration from New Mexico State University (NMSU). During his college years, he played for the NMSU tennis team. Investment advisory services offered through Virtue Capital Management, LLC (VCM), a registered investment advisor. VCM and Assured Financial LLC are independent of each other. * The CFF (Certified Financial Fiduciary) designation is granted by the National Association of Certified Financial Fiduciaries. ** The designation Certified Estate Planner is issued by the AACEP

Megan D. Muccio, CPA and Certified Financial Fiduciary ® is the VP of Investment and Accounting Services at Craig James Financial Services.  She is the in-house CPA advisor, with a focus on client tax preparation services, advisory services and expanding the company’s ability to provide clients with overall comprehensive financial advice. In addition to a CPA, she is also a Series 7 and a Series 63 Registered Sales Assistant.  

Megan started her career in public accounting at Mazars as an audit and tax associate, with a focus on the manufacturing and distribution industries. Prior to graduating college, she also volunteered for the IRS Volunteer Income Tax Assistance Program in Ithaca, NY to help low to-moderate-income clients prepare their personal tax returns. While at Mazars, she worked on private clients, providing well-rounded services in audit and review work, tax preparation and bookkeeping services for select clients.  She then transitioned into the Internal Audit group at Henry Schein where she focused more on financial audit and internal control testing of the company and their subsidiaries. She received her Certified Internal Auditor designation while working at Henry Schein and also worked independently as a tax preparer throughout her professional work years.

Megan graduated summa cum laude from Ithaca College in 2011 with a double major in Accounting and Business Administration with a concentration in Finance and a minor in mathematics. While in college she was a Beta Gamma Sigma National Scholar and was invited into Beta Alpha Psi and Phi Kappa Phi for her achievement within the business school and her graduating class. She also spent a summer studying in London, and after graduation continued her education at Hofstra University with additional graduate level accounting courses.  Megan was born and raised in Wantagh, NY and currently lives in Commack, NY with her husband.

Richard has been helping people in the South Florida area since 1995. He has guided them to make informed decisions, avoid costly mistakes, lower their taxes, increase their estate size and find money falling through the cracks in their planning so they could re-direct those dollars to things they care about.

Richard Ehrlich started his career as a financial advisor with the prestigious firm of Drexel Burnham Lambert, working with Wall Street Geniuses David Kay & Leon Black. After years of working on Wall Street Richard did the unthinkable and moved out of the corporate sector, and founded the Secure Wealth Planning Group in Boca Raton, FL.

Richard is a well-known financial educator and author.  He is a highly sought-after instructor and has helped hundreds of retirees and pre-retirees make educated financial decisions based on facts and logic. He has contributed to various media outlets such as Fox Business, Forbes Magazine, TIME Magazine, NBC, ABC, Newsweek,WIOD radio and was interviewed on the Consumer Advocate show hosted by Emmy award winner Nick Naton.  All with the goal in mind of helping those in or nearing retirement to find financial peace of mind.

Richard is a graduate of the university of Miami and is a Chartered Financial Consultant.  He is passionate about military service members so is heavily involved with the Wounded Warriors Project and the Vietnam Veterans Memorial fund. Richard is also involved with Migdal Ohr (“Tower of Light”), a non-profit organization for children at risk.

In his spare time Richard enjoys spending time with his wife Julie and kids, Eliyah, Shlomo, Orly and Netanel.

Steve spent over 30 years in the broadcast industry in various positions at local television stations.  He has sold locally as well as holding positions as LSM, NSM, GSM, GM and was the Corporate Director of Sales for a station group.

In the early stages of the FOX network Steve served as Secretary of the FOX Affiliate Board.  He has worked in several markets including Little Rock, New Orleans, San Antonio, Dallas, Chico, Fargo and Twin Falls.

Steve now has transitioned into being an Economic Strategist for CreateTailwind in Dakota Dunes, South Dakota.  They specialize in Cash Flow/Infinite Banking.  We believe in bringing abundance and wealth accumulation to all of our clients revealing to them remarkable secrets to Cash Flow/Infinite Banking.  We also specialize in best of class annuities.

Rodger is all about financial education. He has helped clients for 25 years. He is passionate about empowering people with the education and information necessary to make smart decisions with their money.

Rodger has been featured in Forbe's Magazine, The Kansas City Star and Proactive Advisor Magazine.

Rodger has had his own radio show on 980 KMBC and 710 KCMO. He also has been interviewed on the financial show "Right on the Money" weekly talk show. 

He believes financial education is key. He has taught "Preparing for Retirement" classes at the University of Kansas Edwards campus and the K-State Olathe campuses. He has also taught Dave Ramsey's Financial Peace University (FPU) for over 15 years.

Rodger is a member of the National Ethics Association and the Better Business Bureau. Rodger holds several different financial licenses with a 7, 63 and 65. 

Connolly Financial Group, LLC is a financial services firm with over 22 years of experience. We have a tested and proven business model that we continuously refine with a fresh, new way of thinking. We are dedicated to helping you achieve financial independence by developing a comprehensive financial relationship and ensuring your retirement plans work in concert with all pieces of your financial strategy. At Connolly Financial Group, LLC, we empower you to safely navigate today's professional and retirement paths. We work with you to identify your financial goals and implement a strategy to achieve your retirement plans.

Gary Ybarra, is a CFF (Certified Financial Fiduciary) and as one of the Managing Partners of Gemlife Financial, Gary is focused on helping clients work toward their retirement dreams through a well-thought-out strategy for retirement income, preservation and legacy. Gary enjoys helping people protect their retirement money and create guaranteed income for life. He is specifically skilled in retirement income planning, asset protection and tax minimization strategies. Gary is a member of National Association of Certified Fiduciaries (NACFF), the National Association of Insurance and Financial Advisors (NAIFA) and his of his local Chamber of Commerce in Pasadena Ca.

Gary has been featured on news outlets for his industry experience and trusted guidance, including AM870 The Answer radio. He serves business owners, residents and their families in the state of California, as well as surrounding states.

Gary enjoys spending time with friends and family, playing golf and attending sporting events and contributes regularly to local and national non-profit works.

Don Chamberlin has devoted 34 years as a financial advisor to helping people plan a comfortable future. In fact, he originally founded The Chamberlin Group in 2002 with the goal of assisting families who wish to preserve their legacy for themselves rather than Uncle Sam. By combining tax, income, estate, and insurance planning, he created a one stop shop to assist St. Louisans with their complete financial future.

Don is a member of The National Association of Tax Consultants, as well as The National Association of Tax Professionals. In St. Louis, Don has conducted nearly 500 educational workshops over the past 15 years. His topics are as varied as tax reform, estate preservation, asset protection, and as simple as organizing your important papers, and reducing expenses; establishing himself as a leader in educating his community on tax and retirement issues.

As the President of the St. Louis Chapter of the American Financial Education Alliance (AFEA) Don has taught classes for this non-profit National Education organization at University of Missouri St. Louis, Missouri Baptist University, the St. Louis City & County library system, as well as at Fortune 500 companies. 

In the National media Don has been published in articles from Money Magazine, USA Today, U.S. News & World Report, Financial Planning Magazine, Retirement Advisor Magazine, Financial Times, Life Health Pro, and several others.  Locally he has been quoted by the St. Louis Post-Dispatch, Crain’s St. Louis Business and Illinois Business Journal as well as being a contributor on KTVI Fox 2 St. Louis in the Morning.

Don is a member of the Million Dollar Round Table’s (MDRT) elite Top of the Table. MDRT is the Premier Association of Financial Professionals where members are recognized for their outstanding professionalism and knowledge related to financial topics.

In January 2019 Don was recognized in St. Louis’ Small Business Monthly as one of the “Most Admired Business Leaders” in our city for The Chamberlin Group’s contributions to the community.  Don was also awarded a certificate of excellence by The American Financial Education Association (AFEA) , a 501(c)(3) non-profit financial education organization with 200 chapters nationwide for conduction more educational classes in 2018 than any other educator in the country.

Don has been married to Susie (Shipman) Chamberlin for 34 years. Susie is always supportive of Don helping people in their community with retirement issues. They both love their two dogs and are huge fans of the St. Louis Cardinals and love going to the home and road games.

President and Founder

Nick's passion and experience lie in showing people how to help maximize their Social Security benefits, provide asset protection strategies from market volatility, and develop strategies to aid in reducing taxes. As a lover of numbers and formulas, building income plans and retirement strategies comes naturally to Nick.

Nick is a seasoned professional with extensive experience; he brings to the table 10 years in financial services and for 3 of those years as a financial instructor for the American Financial Education Alliance. He is one of five National Certified Social Security Advisors in the State of Oregon.

Nick values integrity and excellence in business and prizes honesty and sincerity in people. He lives in Sisters, Oregon, with his wife Rilley and their dogs, River and Rocky.

Fun Facts about Nick: He has skydived 17 times, he once met President George Bush Sr. in a helicopter, and has hitch-hiked across the country of Belize.

(Annuities, Insurance, and Mortgage)

I have been a licensed CA mortgage broker in Southern California since 1981. I work with first time buyers, move up buyers, investors, as well as seniors who may be in need of a reverse mortgage.

In addition to the mortgage brokers license I also hold a CA Life and Health Insurance license. My goal is to educate my clients on how they can achieve a true TAX FREE retirement by using a safe, long term investment with no risk of principle loss what so ever. It’s time to retire your 401(k) and set up your own private reserve to fund your TAX FREE retirement. Call me and I will show you how.

Specialties: Conventional, FHA, VA, commercial loans, reverse mortgages, real estate investments, life insurance, and annuities.

In addition, I am uniquely qualified as an AIM professional to provide information in the following areas:Tax-Free Retirement Planning

• Social Security Planning
• Mortgage Protection
• College Planning