Finding a financial professional you can trust is key to achieving a successful retirement.
Certified Financial Fiduciaries® (CFF) are sworn to uphold the highest moral, ethical and fiduciary standards of service when providing advice to potential or existing clients. By choosing to work with a Certified Financial Fiduciary® you can be confident that your best interests will always come first!
Jeremy Reiland is a Senior Financial Planner, Certified Financial Education Instructor & Investment Advisor for The Chamberlin Group in St. Louis, MO.Jeremy began his career in the financial services industry in 2001 in Des Moines, IA and relocated to St. Louis in 2011.Jeremy takes a holistic approach to financial planning and he believes in educating his clients on all aspects of their retirement plan from investment management, Social Security planning, Medicare planning, tax planning and estate planning.Having a well-coordinated plan is the key to having a successful and worry free retirement.Jeremy lives in Lake St. Louis, MO with his wife, Amy and their daughters, Mykaela & Chaylee.
With more than 30 years’ experience, Michael Quarles specializes in advising retirees and those about to retire who want to protect their assets and ensure their money lasts. He focuses on helping pre-retirees and retirees avoid the common mistakes of retirement.
Mike entered the financial services industry in 1979 and became an independent financial professional a decade later in order to offer clients more personalized service. He is the proud owner of Financial Longevity Advisory, LLC, where he has created a team of professionals who focus on the company’s mission: To service others with professional discipline encompassing the importance of health, family and the social aspects of aging, as well as financial longevity.
Mike is committed to providing ethical service and showcasing the knowledge required to benefit clients and their families. Additionally, he is an Investment Adviser Representative who has passed the Series 65 Security exam. He is held to the fiduciary standard and legally obligated to act in your best interest. He primarily serves clients and their families in the greater Kansas City, Metro and Northland area.
Mike covers real world knowledge, working with seniors every day. His personal life involves pursuing educational aspects of meeting new challenges of the fast-growing aging population.As a member of the “National Association of Insurance and Financial Advisors”, Mike strives to create a strong and safe environment for seniors and those working with them.
A devoted husband & Father Mike enjoys quality time with his family and wife Marcy who is a cancer survivor and transplant recipient, Marcy was given a new lease on life in 2014, both are dedicated supporters and volunteers of the “American Liver Association” and “The National Kidney Foundation” dedicated to bringing awareness of donor support to the local community. Most of all they enjoy spending time with their children and the activities of their grandchildren.
I am a native to the Philadelphia western suburbs known as the Mainline. Growing up in Wayne Pennsylvania and never leaving the area I have roots far reaching into the local area both in business and personally.
CERTIFIED FINANCIAL FIDUCIARY
Recently I have become a Certified Financial Fiduciary which is something that I am proud to have accomplished. If you don’t know what a fiduciary is, it is someone who gives advice for a fee who puts his clients interests before his own. Although I am licensed with a series 65 Investment Advisory license and Life Insurance license I felt the obligation to my clients to become educated to a higher standard of Due Care, Loyalty and Good Faith.
BUSINESS
I have been in business for over 30 years and have business knowledge both from a formal education at West Chester University of Pennsylvania and the school of hard knocks. I have experience with small micro business to manufacturing with over 50 employees. I am able to share this knowledge with clients because I usually know where practical experience is a priceless asset. I help you find money in places where you never looked or if you have looked I can help by looking with deeper knowledge and partner affiliations.
WORKING WITH CPAS
I used to be a traditional financial advisor but eventually I got burned out of the status quo. Unfortunately there was a lot of deceit and self-serving advice being given. And it didn't make me feel comfortable because that is not who I am. I didn't get into the financial services industry to just make sales. So I took a step back and thought about my options. What I realized was that the best way for me to truly help most people would be to focus on business owners. By helping business owners reduce their expenses, become more efficient, and make better decisions, I could help them create jobs and shape the future of the economy.
However as I began working with business owners I realized that in order to help them, I would ultimately need their CPA's help as well.
I was initially surprised how many CPA's were unwilling to spend a little more time to significantly help their clients. Slowly I realized the issue was that were just way too busy. So now I focus on helping CPA's in a team based approach with their clients not as a referral source but a true partnership with them.
Melissa L George & Associates is a Holistic Advisory & Financial Planning Firm located in the Metro Atlanta area. (MLG) Making Lives Grow is the brand promise of Melissa L. George and Associates, a proactive custodian of planning for life’s transitions. Having a collaborative partner and leader changes the ride of life’s peaks and valleys to a smooth journey. Making Lives Grow is about a special recipe - education, experience, and expansion!
As a 20+ year financial services professional with corporate and independent practice experience, Melissa is the personification of Making Lives Grow...credentialed, creative and caring. Clients, regardless of the size of their portfolio or assets, don't feel intimidated or overwhelmed; they feel enlightened and engaged! Her firm’s approach is a methodical discipline to build, protect, spend, and distribute assets in a way that the client’s life grows.
Our MISSION is to cultivate solid, long-term client relationships,
to equip our clients with sufficient information to make informed decisions,
to develop customized solutions based on sound financial principals,
to provide top-rated products to support the attainment of those goals,
to monitor progress at regular intervals and adjust where and when needed and
to help our clients to live abundantly.
Melissa received her BBA from Georgia State University and holds several licenses in multiple states. She is minority certified and has won several contracts with city and county governments. Her current professional and civic affiliations include the National Association of Women Owned Small Businesses, the United Way VIP Alumni Association and the National Association of Certified Financial Fiduciaries. Melissa is also a proud and active member of Delta Sigma Theta Sorority, Inc. Melissa and her husband Derrick reside in East Point, GA.
Gary Silcox has an extensive career as an Insurance Agent, Business Consultant and prior 3rd Party Administrator who partners with clients to grow their personal and professional future. After spending decades working in insurance sales, consulting and marketing both nationally and internationally, Gary knows what is truly necessary for anyone or business to succeed.—It’s how well you connect with the heart-beating people you’re trying to help and communicate your understanding back to them while always putting their well being first.
Gary has consulted to the Fortune 500, Directed National Associations, founded multiple Insurance Agencies, and an International Re-Insurance Company.Gary is a trained business consultant, owner of multiple small businesses, Certified in Section 105, Licensed Insurance Agent, Certified Financial Fiduciary® and holds authorization to represent MLCDs offered by the world’s largest banks.
Gary is married enjoying a large family.Educated at Ohio State University and Wright State University 1966-71,
Michael is a Certified Retirement Financial Advisor (CRFA), Chartered Federal Employee Benefits Consultant (ChFEBC) and Chartered Senior Financial Planner and he holds a Life and Health License, a Long- Term Care Certification and a California Partnership Long-Term Care Certification. Michael's professional memberships include the Better Business Bureau, Business Consumer Alliance and the National Ethics Association.
Over the last 19 years, Michael has assisted over 2,000 California teachers, school administrators, and public school employees on retirement planning through his seminars, videos and personal consultations.
Michael educates his clients on how to achieve financial success in retirement. He takes his clients through a step-by-step comprehensive retirement planning process that includes providing information on how to lower taxes in retirement planning process that includes providing information on how to lower taxes in retirement, how to maximize Social Security income and retirement plan distribution options, Estate planning, and assessing insurance needs in retirement.
Michael has been honored with many professional awards and he has lectured widely on estate planning and financial topics throughout southern California. Michael has written several articles on the importance of wealth preservation and long-term care that have been published in leading outlets.
Michael lives in Thousand Oaks, California with his wife Jeanne of 20 years and their two sons. Michael's wife, his grown daughter, and son-in-law are also Financial Advisors and his business partners. When not working, Michael enjoys spending time with his family which now includes two young grandsons.
Victoria Gunvalson is President and founder of Coto Insurance & Financial Services, Inc and Coto Financial, Inc.She takes pride in being a part of her client’s retirement financial roadmap – at all levels of their lifespan and business cycle.
Victoria is a Retirement Specialist and is an Orange County 5 Star Wealth Manager, MasterElite IRA Advisor, member of the Better Business Bureau with an A+ rating, member of American Association of Long Term Care Insurance, Member of the National Ethics Association and a member of Saddleback Community Church.Victoria has worked in the Senior market for over 30 years and works with both individuals and families in the areas of Retirement and Estate Planning.Her primary focus is always to enhance and, ultimately, preserve both her client’s wealth and their estates within each individual situation. Her ability to achieve strong business results in the face of changing economic times is a tribute to the resiliency of her thorough planning methods – helping clients adjust, reshape financial priorities, and move ahead.
Victoria has continually received national recognition as a qualified member of the Million Dollar Round Table, Top of the Table. For more than 100 years, the Million Dollar Round Table has honored the very best individuals in the financial services profession from around the world. Less than 1% of insurance agents in this industry ever meet this benchmark of outstanding performance and service to clients.
With many years of experience, knowledge, and dedication to serving the needs of seniors, Victoria is a skilled financial professional who utilizes the latest estate planning and investment techniques to design and implement personalized strategies that can help to reduce financial risk, lower taxes, avoid probate, and protect assets from nursing home costs.
Victoria lives in Coto de Caza, CA. and has 2 children and 2 grandchildren Troy and Owen.Michael, 33, attended University of Colorado Boulder and is a licensed life insurance agent also working for Coto Insurance.Her daughter, Briana, 32, attended Azusa Pacific University in the accelerated nursing program and graduated with her Bachelor of Science of Nursing in 2009.She works at University of North Carolina/Greensboro in the ER department. In her spare time, Vicki enjoys entertaining, exercising, gardening, spending time with her 2 grandchildren and visiting her family in Chicago, IL where she resided for over 32 years.
After beginning his career as a multiline agency owner, Carson quickly realized his real passion is in the financial services profession. Instead of walking away from the thousands of client relationships he had built up to that point Carson decided to instead focus on bringing more value to his clients by helping them with their financial advisory needs as well. To date he has invested huge amounts back into his agency in the form of new team members. The CP Insurance team is stacked with the top licensed agents in their area. Each agent specializes in just a few disciplines. Even though CPI is still a multiline agency, they set themselves apart from the competition by having dedicated agents who are focused on directed markets. The old saying “jack of all trades, master of none” is widely used to describe the multiline world; however, Carson and his team have distanced themselves from other agencies by becoming a team of leading authorities on every service they offer.
Carson has made Financial Services his own personal specialty within his agency. He has achieved incredible standards with the companies he represents and has earned many of their Top Agent awards year after year. When asked what sets him apart from others in his particular field Carson stated, “Too many times in our field we do an incredible job of making ourselves seem important and all knowledgeable and too poor a job of actually responding to the clients wants and needs. The reason we do more business than most is because we refer more business than most. Look, if it’s not a good fit then I don’t want to put you there even if it means losing a sale. I trust that if I take extra ordinarily good care of your needs, then down the road you will bump into someone you believe I can be of service to and you’ll send them my way. This is why it has become paramount to my success to work with other like minded professionals who specialize in areas where I do not. By working together, with the clients BEST interest in mind, we create a more productive, powerful, and effective team and thereby impact our collective clients lives in a much more positive way then we could all on our own. In creating this power team of ethical professionals I have guaranteed that my clients never lose and guaranteed that I will always win over my competitors. Maybe I am old fashioned, but I just believe if you treat people right, and make sound advisements regardless of how they affect my bottom line, then my clients will always take care of me and my family’s needs.”
John Hart has been Insurance licensed since 2006, in Tennessee, Arkansas, Georgia, Florida, and Virginia. A Million Dollar Round Table Member in 2014 and in 2015, he completed a program called Master Mentor with Circle of Wealth; very few advisors have this program across the country.
He was born and raised in Shelbyville, TN, and is proud to have lived there his entire life. John and Marilyn are members of the Church of Christ, and have been married for 33 years. They both love to travel, and have visited Israel and Hawaii many times.
John holds a Series 65 securities license and is registered as an Investment Adviser Representative through Horter Investment Management, an SEC Registered Investment Adviser located in Cincinnati, Ohio.
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