With 38 years of experience in the financial services industry, John is a knowledgeable and trusted advisor dedicated to helping individuals, families, and business owners achieve their financial goals and secure a comfortable retirement.

Throughout his career, John has held various leadership roles, including serving as Senior Vice President of Sales at a major firm, where he collaborated with top financial advisors nationwide. His extensive experience has given him firsthand insight into the profound impact of both effective and inadequate financial planning on clients and their loved ones. As a member of the National Association of Certified Financial Fiduciaries, John is committed to developing personalized strategies tailored to each client’s unique needs and goals.

Outside the office, John enjoys spending time with his wife, MaryLu, their two sons, and his granddaughter. He is an avid fisherman who loves navigating the Rhode Island coastline on his boat. In his free time, he also enjoys golf, traveling, and working in his garden.

As a Wealth Management Advisor, Maddie seeks to help clients develop personal and financial goals, to then orchestrate effective approaches to achieving those goals. Maddie strives to provide simplicity to the wealth industry and offer advice and support to clients of all ages. She hopes that through building relationships and providing wisdom and insight, she can help her clients make a lasting impact with their hard work and stewardship.

Maddie is a graduate of Oklahoma State University where she studied Accounting and Finance as well as Marketing. Maddie joined the Cadent Team in the Winter of 2023.

Prior to joining Cadent, Maddie worked as a Risk Advisory Consultant for 5 years with Ernst and Young. She began her career in Kansas City, Missouri and shortly after transferred to the Washington D.C. office where she focused her career on serving in the risk practice for multiple government and defense clients. Throughout her career and time with EY, Maddie consistently desired to bring her clients improvement of process, efficiency, and the value of change.

Maddie enjoys spending time with her family and friends and is committed to serving within her community to bring understanding, growth, and light wherever she is planted. She serves as a mentor for Positive Tomorrows as well as a member of The Vine Church. 

For over 18 years, Matthew De Luca has been in the business of helping people. Matt has finished as a top 20, President’s Circle, advisor with Futurity First for the last 7 years in a row. Matt is a Court of the Table qualifing member of the Million Dollar Round Table - this represents the top 11% of financial proffesionals in the world.

Matt lives in Tucson, Arizona with his wife, Marilyn, and 1 of their 5 children who still live at home. When he is not busy educating retirees on ways to preserve their quality of life, Matt enjoys spending time with his family, traveling with Marilyn, bird watching, exercising, and cycling.

As a seasoned Investment Advisor Representative and Financial Planner with nearly two decades of experience, I’ve been helping individuals navigate retirement planning since 2002. I specialize in working with a select group of pre-retirees and retirees, with a focus on growing their wealth while protecting what they've worked hard to build. Developing customized financial plans is deeply rewarding for me, especially when paired with the risk-managed investment strategies my team and I implement to support long-term financial success.

As a Certified Fiduciary, I operate under a legal and ethical commitment to always act in my clients’ best interests. That responsibility is reflected in everything I do—from personalized portfolio design to maintaining transparent, client-focused communication. Whether meeting in person or virtually, I ensure every client understands their plan through clear explanations, tailored strategies, and ongoing education. My goal is to offer forward-thinking solutions—often ones previous advisors may have overlooked—to help clients make confident, informed decisions.

Outside of work, I find joy in spending time with my husband, our four grown sons, and their families. I also enjoy antique collecting, gardening, decorating, and hosting family gatherings—all of which help me stay grounded and inspired.

I offer complimentary consultations to explore whether our partnership would be a good fit. Your financial well-being is my highest priority, and I would be honored to help you plan for a secure and fulfilling future.

Paul graduated from Bentley College with a Bachelor’s in Economics and Finance. He spent the first ten years of his career working at major Wall Street firms. In 2006 he opened Granite Bay Wealth Management after realizing that independence was the only way to truly offer what was best for his clients.

Paul obtained his CERTIFIED FINANCIAL PLANNER™ certification in 1999. He has successfully completed level one of the Chartered Financial Analysts (CFA®) exam. He also received his Certified Portfolio Manager (CPM®) designation through the Academy of CPM and New York University’s Stern School of Business in 2022.

Paul currently serves as a Selectman for the Town of Greenland, NH. He has served as an elected member of the MSAD 35 School Board, Chairman of the South Berwick Sewer District, and a board member of Marshwood Youth Baseball. He spends his free time coaching baseball and soccer, cooking, traveling, golfing, running, and playing guitar. Paul lives in Greenland, NH with his partner Colleen and her daughter Annabelle and has two grown sons: Trevor, who works as a financial advisor for Granite Bay, and Chase, who is attending the University of Tennessee in Knoxville.