Samantha Dalby, CF2

About Samantha Dalby

 I understood the value and importance of financial planning early in life after experiencing the loss of my father at age 8. We lived in an affluent community, and I watched idly as my family quickly deteriorated after this sudden loss. He was not only a loved one but the family's primary source of income. Although my father was extremely skilled in his field, there was a lack of financial planning coupled with no life insurance.
In the years following, my mother was desperate to stabilize the family and partnered with an investment advisor. He promised her excessively high returns knowing she was a widow in an unsteady position. She refinanced the estate and invested with him. We ultimately lost 1.7 million and learned he was leading a $61 million dollar Ponzi scheme.
I was abruptly thrown into the role of an adult, charged with repairing these financial hardships.
This crisis cultivated a desire in me to not only correct my family's situation but to ensure that I would never be in such a vulnerable state again.
I launched my professional career over 7 years ago, when I had the opportunity to gain mentorship from multiple knowledgeable Financial Advisors. I was able to gain knowledge under the counsel and direction of a well-respected and successful guides in the industry.
Eventually through years of experience and knowledge, I founded Essential Trust Financial which is a  company aligned with my goals of serving my community with not only trust  and integrity but with the savvy required to provide distinguished financial services. We believe in long-lasting relationships and the key component of trust. We understand the importance and value trust as we feel it is the baseline to a strong long-lasting relationship
Areas of Expertise include the following:
✔Traditional & SEP IRA
✔ Roth IRA
✔ Tax-Free Retirement Income Strategies
✔ Defined Benefits & 401(K) Profit-Sharing Plans
✔ Life Insurance -- Temporary & Cash Value
✔ Premium Finance & Kai-Zen
✔ 401(K) 403(b) & TSA Rollovers
✔ Defined Contribution Plans
✔ Corporate Level Pension Design & Administration
✔ Buy-Sell Agreements between partners
✔ Advanced Retirement Planning (Individual & Corporate)
✔ Estate Planning
✔ IRA Legacy Planning
✔ Charitable Giving
✔ Annuities
✔ College Funding
✔ Asset Protection
✔ Disability Insurance
✔ Long Term Care
✔ Investments
*As a Certified Financial Fiduciary, we ensure our clients are well-informed and fully understand the lifecycle of their investments.
Rancho Santa Margarita (RSM) Chamber of Commerce
Newport Beach Chamber of Commerce