Roman Romero, CF2

About Roman Romero

Roman Romero is a Certified Financial Fiduciary (CF2), credentialed through the National Association of Certified Financial Fiduciaries, and the founder of Roman Wealth (formerly Platinum Financial Group). Operating under a fiduciary standard — Duty of Loyalty, Duty of Care, and Duty of Good Faith — Roman built his practice around a question retirees rarely get asked by their current advisor: what will this plan actually cost in taxes over the next 20–30 years, and is there a better way?

That question led him to develop Retirement Tax Engineering™, a five-area framework used to compare a retiree's current plan against a re-engineered strategy across lifetime taxes, RMDs, IRMAA thresholds, and income sustainability. Roman works primarily with retirees and pre-retirees (ages 55–80) transitioning from accumulation to distribution, using a blend of fixed indexed annuities, IUL, and tax-efficient income strategies.

He also advises business owners on buy-sell agreement design and funding, key person insurance, and executive benefit plans