Elizabeth Skrinak, CF2, CFP

About Elizabeth Skrinak

As a Certified Financial Planner™ (CFP®) professional with more than 20 years of experience, Liz believes that every successful financial strategy begins with a comprehensive plan. She works closely with clients to understand their goals, concerns, and family dynamics before developing recommendations that evolve as their lives change.

Her planning process includes:

• Comprehensive retirement income planning
• Social Security claiming strategies
• Medicare enrollment and healthcare cost planning
• Estate and legacy planning
• Trust and beneficiary review
• Tax-efficient retirement withdrawal strategies
• Charitable giving strategies
• Education funding
• Insurance and risk management analysis
• Cash flow and net worth planning
• Investment allocation aligned with each client’s financial plan and risk tolerance

Liz is particularly passionate about helping clients prepare for retirement by integrating Social Security, Medicare, taxes, required minimum distributions, healthcare costs, and estate planning into one coordinated strategy. She believes these decisions should never be made in isolation because each can significantly affect the others. She can model ROTH conversions for clients that demonstrates the impact of taxes, RMDs and IRMAA .

Estate planning is another cornerstone of Liz’s practice. She works collaboratively with clients’ estate planning attorneys, CPAs, trustees, and insurance professionals to help ensure wills, trusts, beneficiary designations, gifting strategies, and tax planning work together to accomplish each family’s long-term objectives and preserve wealth for future generations.

Using sophisticated financial planning software, Liz transforms complex financial concepts into easy-to-understand visual models, allowing clients to see how today’s decisions may impact their future. She believes informed clients make better financial decisions and values education as an essential part of the planning process.

Many of the families Liz serves have entrusted the firm with multiple generations of their financial lives. Whether guiding a young family through its first financial plan, helping retirees maximize retirement income, assisting adult children as they care for aging parents, or coordinating wealth transfer to future generations, Liz is committed to being a trusted advisor throughout every stage of life.
As she often says, “We’re here to help—from birth to the grave, and beyond.”